What Car Insurance Should You Have
Liability car insurance is the coverage that pays to repair the damage you cause to other people and their things.
What car insurance should you have. You must have car insurance if you own a car or other vehicle. Even if your state doesn t require you to have car insurance coverage you may still be held liable for property damage or bodily injury if you cause an accident. It might be helpful to use our auto insurance coverage calculator to see what other drivers like you your. Depending on the value of your car you might consider skipping collision and comprehensive.
The second is the maximum total coverage for all of the injured in the accident and the third number is the limit for property damage. If you don t carry insurance the state can impound your. If you owe money on your car your lender requires you to have collision and comprehensive coverage which would repair or replace your car. Here are some of the most common types of optional premium auto insurance coverage and how they.
You should also carry comprehensive and collision insurance if your car is 10 years old or older but worth more than 3 000 or if you can t afford to repair or replace it. There are five basic types of auto insurance. Nearly every state requires car owners to carry auto insurance and most states have required minimum values for different policies. That s probably not helpful unless you know the basics on how auto insurance works and which coverages you can t skimp on.
But there are different coverage options to choose from. Other common types of coverage can. You should purchase liability insurance at least equal to the amount of assets you own regardless of the age of your vehicle. Compare car insurance quotes only when you understand the coverages that are best for you.
Liability insurance is legally required because it covers the costs associated with injuries death or damage caused to another vehicle or property that you or another driver causes while driving. Liability just means responsibility so liability insurance protects you when. Obviously you have to insure your car. Experts often tell you to buy as much car insurance as you can afford.
Car insurance may protect you from.
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